Taking Control of Goods: The £1,900 Fee Rule
A notice from an enforcement agent needs prompt attention, but it doesn’t remove your rights or your ability to seek advice. Taking control of goods is a regulated process used to recover certain unpaid debts in England and Wales. The rules changed on 1 May 2026, including longer time to respond to a Notice of […]
The £200 Fee and £1,200 Threshold Change for Creditors
A search for a $200 fee threshold can produce a misleading result for creditors. The confirmed change is not a single $200 rule. It is a UK statutory change to enforcement agent fees, including a High Court first enforcement-stage fee of £200 and a separate £1,200 threshold for percentage fees. For creditors using enforcement after […]
Cross-border small claims: recovering European debts
Discover how the European small claims procedure can help you recover debts from Europe swiftly using FCA-authorised agencies.
Klarna Debt Collection After FCA Rules Begin in July 2026
A missed Klarna instalment may look like a normal unpaid balance, but it does not give a retailer the same recovery rights as an overdue invoice. From 15 July 2026, Klarna debt collection sits within a new FCA-regulated framework for many interest-free Buy Now, Pay Later agreements. If your business sells through Klarna, the change […]
BNPL Debt UK: The Collection Risk Businesses Must See
One in eight young people who use buy now, pay later has been chased by a debt collector, according to Citizens Advice research. For any business that sells to younger customers, BNPL debt UK is no longer a distant consumer-finance issue. It can shape complaints, repeat purchasing, chargebacks and your brand’s reputation. Buy now, pay […]
Predictive Debt Collection and the Private Recovery Shift
Late payment rarely begins as a collection problem. It often starts with a missed reminder, an unresolved query, or a customer whose cash position has changed. Predictive debt collection gives you a way to spot those warning signs before an invoice becomes costly to recover. The UK government’s 2026 to 2030 debt strategy points towards […]
UK Debt Recovery After Brexit: Enforcing EU Invoices
An unpaid UK invoice can become far harder to collect once a debtor has moved assets, disputed delivery, or ignored court papers. For EU exporters, UK debt recovery no longer follows the familiar Brussels Recast route for most new cases. You can still enforce many EU judgments against UK debtors, but the route now depends […]
Government Debt Recovery: The Lesson Behind 27%
A repayment plan can look like a concession when you have an unpaid invoice. Often, it is the route that gets your cash moving again. The UK’s government debt recovery record offers a useful benchmark, but only if you read the numbers with care. HM Treasury reports around £350 billion recovered across government over the […]